Tammy P. (Karnatz) Moss, 31, of Niagara Falls, NY died on Saturday April 21, 2012 in Niagara Falls, NY. Born in Niagara Falls, NY she was the daughter of the late Jane (Martin) Karnatz and the late Thomas Jaques.

Tammy was a lifelong resident of Niagara Falls and attended local schools. She worked as a self employed home healthcare aide. In her leisure time she enjoyed shopping, having fun and laughter. She especially loved spending time with her family and friends.

Tammy is survived by one brother Tom Karnatz of Niagara Falls, NY; her nieces and nephews Kilee, Max and Megan, who she affectionately called her 'love bugs', her aunts and uncles Beth (late James) Schultz, Melody (late Daniel) Carl, Frank (Connie) Francioli, Arthur (Peigi) Martin and Russell (Judy) Martin, her dear cousin Lisa Schultz as well as several other cousins.

Visitation will be on Wednesday from 2 – 4 and 7 – 9 p.m. at the M.J.COLUCCI & SON NIAGARA FUNERAL CHAPEL, 2730 MILITARY ROAD, NIAGARA FALLS, NY where funeral services will be held on Thursday April 26th at 11 a.m. with Rev. Jason Haynes officiating. Interment in North Ridge Cemetery, Cambria, NY. Visit www.mjcoluccifuneralchapel.com for online guest register.